Job Description:

Assess and underwrite Home Loan & LAP applications as per company policies and guidelines. Conduct thorough due diligence on financial statements, credit bureau reports, and other relevant documents. Evaluate customer profiles, repayment capacity, and collateral to ensure creditworthiness. Maintain TAT (Turnaround Time) for processing cases while ensuring compliance with internal policies and regulatory norms. Coordinate with the sales team to understand applicant profiles and provide necessary feedback. Identify potential risks and recommend appropriate risk mitigation measures. Ensure high-quality credit portfolio and minimize NPAs. Prepare and present credit reports to senior management for decision-making.